Trading in a Vehicle, What Do I Need to Bring to the Dealership?

Trading in a Vehicle, What Do I Need to Bring to the Dealership?

Trading vehicles is exciting

There is a lot to absorb when trading vehicles or purchasing a new one. It can be exciting thinking about getting a new car.  You could drive up in your old car and  in a matter of hours ,drive away in a new one. It can also be stressful if there are missing documents or information regarding your trade.

What do i need to bring to dealership

Make the process easier and smoother

Another trip home to fetch the items could put a damper on the excitement of a new vehicle. You can make the process go smoother, easier and faster by remembering the items you need to bring to the dealership.

What do i need to bring to the dealership when trading

What you need to bring to the dealership;

  • Vehicle registration. Most people tend to keep their vehicle registration in the glove box. Just in case you took it out for taxes or another reason, check your glovebox to make sure it’s in there.
  • Drivers License. You will need this to test drive a new vehicle and/or the bank will need a copy for the loan paperwork.
  • Insurance Card.  As with your driving license, you’ll need proof of insurance to be able to test drive a vehicle and the bank will also require a copy too. Check the date on your insurance policy to make sure you have the most recent one to hand that is valid and not expired.
  • Vehicle Title. If you own your trade free and clear (ie. you’re not making payments anymore) then you will need to bring the title. If it’s financed no need to bring it.
  • All sets of keys. 
  • Maintenance records. Do bring in any maintenance records or receipts associated with your vehicle if you have them.
  • Headphone sets. If your vehicle is equipped with DVD players or rear entertainment, make sure headsets and remotes are in the car.
  • Locking wheel nut socket. If your vehicle has locking wheel nuts. Again, most of the time these are kept in the vehicle as you would need it if you had to change a wheel anyway.
  • Owners manual. Not a deal breaker but definitely more useful if you have it.
What do i need to bring to the dealership when trading

Don’t forget all sets of keys!

Other considerations when trading a vehicle

Here are a few more things you might need to bring to the dealership. It is handy to know what your loan payoff is. This can be done at the dealership, but obviously, it’s faster if you happen to know it. Call the financial institution or bank that the vehicle is financed with and ask them for a ‘same-day’ or a 10-day payoff. A 10-day payoff means this number is valid for 10 days. What you owe will change daily based on the interest rate of your loan.

All persons who are on your vehicle title must be present to sign off the title or power of attorney.  A notary public has to be present when signing these documents. Most dealership Business Managers or Finance Managers are notaries. A divorce decree may also be needed.

If you have accumulated a lot of ‘stuff’ in your car or truck, you can either clean it out beforehand. Don’t forget all the nooks and crannies like under the seats, under floor storage boxes and tool boxes. If you don’t have time, you can bring some bags or boxes with you to the dealership making the transition faster and easier.

 

What Is My Trade Worth?

GAP, What is it? Do I Really Need It?

2018 Jeep Wrangler JL Rubicon (Punk’n Orange) Drive

2018 Jeep Wrangler JL Rubicon (Punk’n Orange) Drive

2018 Jeep Wrangler JL Punk'n Orange

2018 Wrangler JL Rubicon

2018 saw the last year for production for the JK generation Wranglers. The all-new Wrangler JL Rubicon keeps most of what makes a Wrangler a Wrangler, but with some added improvements. Here are the quick specs on the top on the line Rubicon.

  • There are two engine choices, a 3.6L V6 gas and new for this year is the added 2.0 L Turbo eTorque. Coming for 2019 will be a 3.0L EcoDiesel option but not sure at this point of it’ll be available on the Rubicon.
  • Transmissions available are a 6-speed manual or the new 8-speed automatic. (The 2.0L engine requires the auto transmission).
  • Choice of 3 tops; the ‘Sunrider’ canvas soft top, the ‘Freedom’ hardtop available in black or color matched. Also new is the ‘Sky One-Touch Power Top’ which is a power canvas roof.
  • Improved crawl ratio (84.2:1, and 77.2:1 with new eight-speed automatic transmission).
  • Tru-Lock electric front- and rear-axle lockers for off-road.
  • Rock-Trac 4×4 system with Dana 44 axles.
  • Electronic sway bar disconnect.
  • Trac-Lok limited-slip differential and 33-inch off-road tires.
  • Slightly longer and wider than the JK.

How to tell the difference between the JK and JL easily just by looking

The biggest difference you’ll see by looking at a quick glance is the distinctive 7 bar grille. On the new JL Wrangler, the two bars on either end are curved around the headlamps.

Wrangler JL grille

2018 Jeep Wrangler JL grille

Driving the new JL Wrangler

Despite the 17″ off-road tires wrapped in 33″ wheels, the most noticeable difference for me was the smoother ride. During a vehicle testing day in Denver, Colorado, I got to experience driving the Wrangler on the highway. Not exactly where you think would be the best place to show off the skills of the off-road Rubicon, but we still have to get from the house to the mountains. For some, that might mean interstates, highways, urban areas and traffic. So how did the Wrangler JL do?  Compared to earlier generations, it felt more car-like than small truck-like. It was smoother and didn’t jolt me around like I was anticipating.

The 3.5L V6 engine is very responsive. Weaving in and out of traffic and merging onto an undivided highway is effortless, followed by the exhaust note. Having the ‘Sunrider Soft Top’ means the exhaust can definitely be heard when accelerating hard. It’s not ridiculously loud. The exhaust note is somewhere between a lion cub roar and a fully grown lion, maybe a teenager?

Steering is also responsive without much of a delay, which also made driving in heavy traffic effortless. Having not driven this one off-road, I can only imagine this would help enormously with accuracy in placing the tires.

Punk’n Orange

This color really stands out and on the Rubicon with the black canvas roof looks great. With the sun shining, and the roof down in a bright orange Jeep, you can’t help but smile. You also can’t but help laugh or smile just reading the names of some of the Wrangler JL colors. I was also told by a spokesperson from Fiat Chrysler that there will be a new color for 2019 called, ‘Bikini’.

  • Black Clear-Coat
  • Granite Crystal Metallic
  • Sting-Gray Clear-Coat
  • Billet Silver Metallic
  • Ocean Blue Metallic
  • Firecracker Red Clear-Coat
  • Punk’n Orange Clear-Coat
  • Hellayella Clear-Coat
  • Mojito! Clear-Coat
  • Bright White Clear-Coat

Interior technology

The Wrangler JL Rubicon has a 7.0″ or 8.4″ touchscreen is available with the latest fourth-generation Uconnect.  Apple CarPlay and Android Auto are also standard for smartphone integration. This allows the ability to connect contact, music, and maps all through your smartphone. Pages are faster at loading, good use of colors, simple icons, and the layout make it easy and intuitive use. There are even integrated off-road pages in this Rubicon.

Open-air

This one had the ‘Sunrider’ soft top. A heavy duty layered canvas I’m told will withstand a Wyoming snow storm.  Having the soft top makes it a whole lot easier to have that open-air experience without having to remove panels. It does, however, come with a nifty little toolkit should you also want to remove the doors/wipers and drop the windshield. Windshield drops are a lot easier than previous models.  Another all-new soft top available is the ‘Sky One-Touch Power Top’ that with a press of button can be a deployed even at 60 mph! Just be prepared for a little wind noise.

2018 Wrangler JL Toolkit

Hopefully, the Wrangler JL Rubicon is as impressive off-road as it is on-road! Want to take a guess at what the ‘Bikini’ color might be? Let us know your thoughts by commenting below!

Custom Jeep Wranglers

Find out more, take a test drive or find Wrangler JL Rubicons for sale at Fremont Motors.

307 Jeep Lifestyle Adventure in Wyoming

Design a Jeep

GAP, What is it? Do I Really Need it?

GAP, What is it? Do I Really Need it?

What is GAP?

GAP pretty much does what it says. It covers the gap. The gap between what? You might be thinking. It covers the difference between the amount owed on your vehicle and the actual cash value if the vehicle were totaled.

What is GAP insurance

Why would there be a difference between what I owe and what it’s worth?

Well, cars are mostly depreciating assets, which means, they lose value, every day. Even if they are not being used or driven.

What is My Trade Worth?

Most vehicles these days are purchased with financing through a bank or financial institution. With all the new technology, vehicles are becoming more and more expensive. Banks are offering terms as long as 84 months (7 years).  In some cases when you spread the payment term out that long, the payments may not be enough to cover the depreciation.

For example, say you bought a car for $30,000 and over 84 months the payments are $440/mo. The vehicle may be depreciating at a rate of $500/mo. This could potentially mean your vehicle is going into negative equity.

Insurance only pays market value, not what you owe.

If your vehicle ends up stolen or totaled, auto insurance will likely only pay for what the cars current value is. The value is ‘fair market value’ or ‘actual cash value’. This means if you are already in negative equity, you could still be paying on a vehicle that you no longer have. Say you bought a car for $30,000, it gets totaled and your insurance says its worth $23,000, but you owe $28,000. You are responsible for the $5,000 difference. Unless you have GAP, which will cover that $5,000 difference. In some cases, it may also cover your deductible.

Do you really need it?

It is all about risk. Whether you really need GAP or not depends on whether you willing to take that risk or not. How ‘upsides down’ are you on your vehicle?

gap insurance

Do I need GAP?

Consider the coverage when;

  • You are spreading the loan term of your vehicle for more than 60 months,
  • The interest rate on your loan is high,
  • A large down payment is not made during purchase,
  • You are carrying over negative equity from a previous trade,
  • Your vehicle depreciates more than average.

 

When GAP won’t benefit you

If you own your vehicle outright or are paying all cash for it, then you would not need the coverage. Putting down more than 20% cash towards your vehicle at the time of purchase in most cases should avoid the need for GAP.  Some auto insurance companies have policies available that will cover the difference, in this case, you would not need GAP either.

gap insurance

Where can you buy GAP?

You can buy the coverage from the business or finance manager when you purchase your vehicle at a dealership. Banks, credit unions, financial institutions may also offer the coverage. Pricing is anywhere between $400-1000 and this covers you for the entire term of your loan on the vehicle. The cost of it can be added to your finance agreement which will add a couple bucks to your premium (depending on the term). GAP can only be purchased at the time of initiating a new loan.

 

What is My Trade Worth?

Student Discounts on Cars, Trucks and SUV’s

Student Discounts on Cars, Trucks and SUV’s

Student Discounts on Cars, Trucks and SUV’s

 

Student discounts on cars.

Definitely, a big perk of being a student is all the associated discounts. This even rolls out into new cars. Did you know that some (not all) manufacturers offer special rebates for eligible students? These are available on new cars and may help offset the cost of the some of those crazy expensive books you’ll never read again.

Here are some of the manufacturers that have discount programs in place for students and educators. Of course, contact your local dealer to confirm the terms an eligibility.

Students Discounts on Cars, Trucks and SUV's

 

Chevrolet educator program.

Special pricing from Chevrolet is available for current employees of schools. The schools can be public, private, a college or university. Discounts can be used on new 2017 or 2018 model year purchases and leases. Click here to find out more about the program or contact your preferred Chevrolet dealership. 

student discounts cars

Chevrolet student discounts

This program is for students, recent graduates (with the last 2 years), nursing school students and graduates This can be either at a 2-year school or 4-year school. Base model trims are excluded. Sign up with Chevy for a discount code or contact your Chevy dealer for more info.

student discounts cars

2019 Cruze Hatch RS, Photo: Chevrolet

Ford student discounts

Available for current students at college, trade school, junior college, community college, or university. The discount can be up to $750. This Ford program is also open to high school seniors with a letter of intent for a university. Also included are medical school residents (with some restrictions). You will need proof of eligibility. Check out more information and requirements at www.forddrivesu.com or contact your preferred Ford dealership.

student discounts cars

2018 Ford Fiesta, Photo: Ford

Toyota student discounts

The discount program available from Toyota also offers a  $750 rebate on selected Toyota models. Students must be enrolled in a 2 or 4-year college or university to qualify. Graduation must have been within the last two years. You can also apply within 6 months of graduating. Included institutions are; vocational Schools, junior college’s, technical colleges and nursing degree programs. Vehicles in the program are the; Camry, Corolla, Corolla iM, Prius, Prius c, Prius v, RAV4, Tacoma, Yaris, Yaris iA and 86.  Plug-in electric and hybrid vehicles are excluded.  For more information contact your Toyota dealership or check out www.buyatoyota.com.

student discounts cars

2019 Toyota Corolla Hatchback, Photo: Toyota

Volkswagen student discounts

This program is open to students who have graduated within the last 2 years. the college graduate program from Volkswagon doesn’t require a credit history, however, If there is history it should be good. You can submit an application based on existing employment or with a written commitment from a future employer.  Contact your preferred Volkswagen dealer for more info or check out www.vw.com/special-offers/

student discount cars

2019 Volkswagen Jetta, Photo: VW

 

2019 AWD Golf R Will be Available in 40 Different Colors!

2019 AWD Golf R Will be Available in 40 Different Colors!

2019 AWD Golf R Will be Available in 40 Different Colors!

Volkswagen Golf R goes colorful

No offense Volkswagen, but about time! Aside from the Habanero Orange and Kurkuma Yellow (gold) colors offered by VW, the rest of the colors are mostly bland. Safe. But bland. Especially if the Volkswagen dealership is next to a Dodge dealership (who have lot’s of wild colors) like in Casper, WY. Not to fear,  Volkswagen will cheer up the roads a little with the 40 new custom Golf R colors available.

Not just a sports car

The Golf R is an AWD sports car that puts out 292 horsepower. Currently, the Golf R is available in 5 colors; blue, red, black, gray and white. Whilst sports cars do typically look good in those colors, the Golf R is more than just a sports car. It is an enthusiast car with a following, shaped in part by a tuning and modification scene. Being a part of that scene is about customizing your own vehicle to stand out from the crowd. I have been part of this several times with various vehicles. One time I couldn’t decide which custom paint color to get so I ended up with ‘chameleon’ paint (one that changed colors). Don’t judge me, it was the noughties! It also cost a lot of money at the time, so this is super cool that Volkswagen is now offering to do it from the factory.

 

Cool colors straight from the factory

It’s cheaper having the car painted at the factory. Not only that, but it’ll be done by robots, that will probably do a better job than most body shops. Also, having a custom paint job from new means there isn’t any prep work involved before the changing the color. For example, if you wanted to change the color of your car,  usually you’d need a different color base coat Then there’s stripping the engine if you do the engine bay, removing windows and fixing any dents etc. This all adds up in labor costs and potentially parts that might need to be replaced along the way. Volkswagen’s MSRP for custom colors on the 2019 Golf R is $2,500, which is very very reasonable.

Heritage and personality inspired colors

Volkswagen say that they researched the colors to appeal to owners and also pay homage to heritage vehicles. One of the VW classics includes the MK3 Scirocco which came in a Viper Green color, one of the colors available.

Golf R colors

2019 Volkswagen Golf R in Viper Green

 

Other classic colors that have stood out in Volkswagen’s history are ” …Deep Blue Pearl from the Mk4 and Mk5 R32, Ginster Yellow from the 1997 Driver’s Edition GTI, and Mars Red from the Mk 1 GTI.” Depressingly, I am writing the word history along with these colors, but I actually remember them. Way to feel old, but it’s for sure nostalgic and get’s the feelers going for us car enthusiasts.

 

Golf R colors

2019 Golf R in Gingster Yellow

 

Which of the Golf R colors would you choose?

golf r colors

 

If you are interested in more about ordering a 2019 Golf R in a custom color or would like to see the Golf R colors on a sample card (on route to the dealership), you can contact Fremont Volkswagen in Casper.